The Member Showcase
How my M5 works
Identity, private records, assets, work, exchanges and receipts — all on your own compute. This is the Bank of Me, end to end.
Your Bank of Me
Your life creates value. Your M5 helps you keep the record.
Your M5 brings your identity, private evidence, assets, work, exchanges and receipts into one member-controlled account. Dagny can help you organize and understand the record, but she cannot create authority, move value or make a decision for you.
My Identity
- My TCID and current credentials.
- I decide what is shared.
Member controlled
My Private Vault
- Receipts, photos, documents and evidence remain private.
- Public surfaces show only approved references or hashes.
Private by default
My Assets
- Clothing, household goods, equipment, keepsakes and titled property.
- Values are owner- or party-agreed unless a separate appraisal exists.
The closet is one example
My Work
- Invoice time, skills and services such as bookkeeping, caregiving, dog walking, design or wardrobe curation.
- Record quantity, terms, agreed value and acknowledgement.
Invoice my time
My Value Exchange
- Choose DIGITAL, CASH, ASSET, SERVICE, or an authorized combination.
- Each leg ends in the same receipt structure.
M5-VX · simulation
My Receipts and Community
- See what was agreed, acknowledged, charged and routed.
- Community routing is shown separately from taxes, provider costs and recipient principal.
Transparent by design
How value moves through my M5
The value path is: ME / TCID, then MY AUTHORITY, then MY M5 WALLET, then M5-VX, then DIGITAL or CASH or ASSET or SERVICE, then M5 VALUE RECEIPT, then PRIVATE EVIDENCE, then PROVENANCE WHEN APPLICABLE.
A day with my M5
One member, one record, one understandable receipt.
SIMULATION — NO VALUE, AUTHORITY, CASH, ASSET OR SERVICE MOVED
- SIMULATION — NO VALUE MOVED
- No financial movement
- No authority created
- No real-world resource movement
- Proposed receipt only
- Provider not called
- Private evidence not uploaded
I record value
A jacket I want to sell
Personal property documented in my vault.
Two hours of bookkeeping
Time and service recorded with terms.
Cash I received in person
Physical cash acknowledged; evidence optional and private.
A digital payment request
A DIGITAL leg prepared for exchange.
Dagny helps prepare the record. I review the description, evidence and sharing permissions before anything advances.
I choose how value is exchanged
The same $100 of agreed value can be split across four consideration types. Each leg ends in the same receipt structure.
Synthetic fee model · default DIGITAL leg
Provider pricing is route-specific. The public 0-BPS Brale standard-movement reference is not a quote for a private-label or custom program. Bridge, transfer-agent, jurisdiction and M1-M5 event overlays apply only when an authorized rule or contract supplies them.
I receive one understandable record
Proposed M5 Value Receipt
- Who participated
- The M5 member and the acknowledging party.
- What was exchanged
- DIGITAL $40 · CASH $20 · ASSET $25 · SERVICE $15.
- What each party acknowledged
- Terms, evidence and sharing permissions reviewed by the member.
- Gross agreed value
- $100.00 (synthetic).
- Provider or network cost
- Route-specific; not applied in this simulation.
- M5 protocol fee
- $0.06 on the DIGITAL leg (10 BPS).
- Settlement fee
- $0.02 on the DIGITAL leg (5 BPS).
- Conditional overlays
- Bridge, transfer-agent, jurisdiction or class overlays apply only when an authorized rule supplies them.
- Community destination when authorized
- Shown separately before acknowledgement; none in this simulation.
- Net amount
- $39.94 on the DIGITAL leg; full settlement not executed.
- Private evidence status
- Not uploaded — remains in the member's vault.
- Provenance reference when applicable
- A reference or hash may be attached; none created here.
The receipt does not make the transaction legal, create authority, appraise property or prove that value moved. It records the terms and evidence produced by an authorized exchange.
The Hell Raiser & The Heirloom
Every woman gets to keep all of herself.
On the left, a $115 moto — tough on the outside, and on the inside it says it plain: Hell Raiser. On the right, a Chanel kept in its box — the kind of piece a woman holds, and one day passes on. Both belong in her M5. The loud and the legacy.
One-of-a-Kind · Special CollectableJoin M5. Be a Hell Raiser.
Keep the everyday and the heirloom — on your own compute, on your own terms.
Claim my M5 name — $5
M5 Love · Lovecycle Score
2 pieces lovecycled to happy homes
The M5 protocol's built-in Nash equilibrium rewards good products and good behavior — every sale grows the score. All sales final; lovecycle again with the Titlechain provenance trail.
Hyperlocal Hive
m5love
bichat secures identity and connects us locally — so we create greater value in smaller hives. Your M5 brings style, time, garden, and knowledge to a new edge economy. Explore the hive →
Activate your chain
Enter your email and location, then check the box to activate M5 Member pricing and the Lovecycle community investment on every transaction.
Enter your email and state to activate
Dagny's Personal Closet
Dagny's Personal Closet is a live demonstration of member-controlled circular commerce. It enables an individual to document and offer previously owned personal goods with condition, retail-reference value, resale value, membership pricing, and a lifecycle archive. The model is intended to help distinguish occasional household reuse and resale from commercial inventory activity, while supporting direct owner-to-buyer transactions, member-controlled records, sustainable reuse, and optional future community-benefit allocations. It does not itself determine tax treatment, replace seller obligations, operate a public bank, or redirect statutory tax revenue.
Pay It Forward
Live public commons simulation — activated in github.com/TitleChain-Foundation, pending state approval.
Community first, when authorized.
An eligible exchange may include a separately disclosed member, merchant, reward or matching allocation routed by the person's chain and local postal jurisdiction. The amount, funding basis, recipient eligibility and governing rule must be shown before acknowledgement.
- Community allocation is not a stablecoin swap fee.
- It is not automatically deducted from transaction principal.
- Local, state and national taxes remain separate.
- No statutory tax revenue is redirected by this demonstration.
- No community payout occurs in the public simulation.
For eligible direct purchases, a separately disclosed voluntary merchant contribution, member-authorized contribution, reward, or matching amount may be placed in a segregated community-benefit pool. Participating members may direct their portion to verified local recipients or member-governed community programs.
Recipient eligibility is based on current identity, payout authority, legal and program standing, and transparent stewardship or impact requirements. If a recipient becomes inactive, future allocations pause and follow the member's previously selected replacement instruction.
Applicable sales and use taxes remain separately calculated and remitted unless California law establishes a specific exemption, credit, rebate, or authorized allocation program.
Member-directed
Each participating member directs their own elected allocation to verified, eligible local recipients, under transparent program rules.
Direct to the person
Direct, transparent, and designed to reduce unnecessary intermediary fees. We know it actually reaches the person.
Cash or product
Food, water, clothing, electric and gas bills — whatever the verified need is.
Work With Me
Brand collaborations, paid direct to my M5bank M5.
Brands can book a feature, a loan, or a styled edit by paying directly to my M5bank M5 — no agencies, no middlemen, no marketplace fees. M5-to-M5 collaboration drops soon.
This is the sovereign self — control taken back through a TitleChain Foundation–developed process, with intellectual-property status described in the relevant documentation. Designed for all humanity — a way back to loving our communities, sharing our style sustainably, and opening the rails so every business can flourish on its own terms.
What will your M5 help you keep, earn or exchange?
Start with one thing you own, one service you provide, or one record you want to keep private. Your M5 grows from your authority—not from a platform taking control.
We provide sovereign compute access for all — so everyone can manage their own assets and sell to who they want. A TitleChain Foundation–developed process, with intellectual-property status described in the relevant documentation.
titlechainfoundation.org →Pay the vault direct
Venmo under Titlechain — direct to the owner, no marketplace fees. Scan to find us.
Dagny is the first agent — the private agent for my closet, running on sovereign compute protected by Titlechain.